EN

Incard

Year
2024
industry
Fintech

The #01 financial OS built by and for digital entrepreuneurs.

Incard is a financial OS built by and for digital entrepreneurs, and Brand Appart handled its fintech branding: a comprehensive new visual identity system for a platform that centralizes data, payments and real-time cashflow. The audience does not follow banks. It follows lifestyle brands, and the identity had to speak that language without losing financial credibility.

The answer combines a subtle, contemporary aesthetic with the bold, impactful visual style of a lifestyle brand, aligned with the values of Incard's clientele, in a category of fintech products that usually plays it cold.

The challenge

Finance defaults to cold

Fintech identities tend toward corporate restraint, but Incard's users are digital entrepreneurs who buy from brands with personality. The identity had to hold both registers without contradicting itself.

A rebrand, not a first brand

Incard already existed, with a product in use and a team shipping. The new visual identity system had to replace what was there while keeping the platform recognizable to the people running their business on it.

An identity that survives the interface

The brand does not stop at a logo: it has to hold on a dashboard showing cashflow in real time, on the web, and in motion. Bold that breaks in the product is not bold, it is noise.

Brand Strategy

A financial OS isn't a bank.

Incard centralizes your data, increases visibility over your operations, and powers better decision making: pay your bills, track your cashflow in real time, close your books faster. That is an operating system, and the brand strategy treats it as one. The identity projects the confidence of a tool that runs the business, not the caution of an institution that holds the money.

The second strategic call was alignment with the clientele. Digital entrepreneurs choose tools the way they choose brands, so the identity was designed to be one they would wear, not just log into.

Brand Identity

Subtle where it works, bold where it shows.

The visual identity system combines two registers on purpose: a subtle, contemporary aesthetic for the surfaces where the product does serious financial work, and the bold, impactful style of a lifestyle brand where Incard meets its audience.

It is one system, not two moods. The comprehensive identity keeps both ends coherent, so the brand that turns heads in a feed is recognizably the same one showing your cashflow.

Deliverable

An identity system, staffed like a product team.

We developed the comprehensive new visual identity system, built to perform across brand, web and motion. The team reflected that scope: Creative Director, Art Director, Brand Designer, Product Designer (UI/UX), Web Designer, 3D & Motion Designer, 3D Artist and Project Manager.

Having product design in the room from the start is deliberate: an identity defined with the interface in mind does not degrade when it reaches the dashboard. For another brand engineered to carry lifestyle energy, see OnlyCards.

Result

Part of the team, not a supplier.

Incard's CEO called the rebranding outstanding work and described Brand Appart as an integral part of the Incard team, with more to reveal next. That is the outcome a rebrand should produce: not a delivered file, but a brand the company is impatient to keep building on.

The identity now matches the product's ambition: a financial OS with the presence of a lifestyle brand and the credibility to handle the books.

Testimonial

A huge thank you to the entire Brand Appart team for your outstanding work on our rebranding! We’re thrilled to have you as an integral part of the Incard team, and we can’t wait to reveal what’s coming next.
Théo CesariniCEO & Co-Founder @Incard & @Fundree

Questions
we actually get

What is a financial OS?

A financial OS is a platform that centralizes a company's financial operations in one place. Incard lets digital entrepreneurs pay their bills, track cashflow in real time and close their books faster, while increasing visibility over business operations to power better decision making.

What makes fintech branding different for a product like Incard?

The audience. Classic finance brands optimize for institutional trust, but Incard's clientele are digital entrepreneurs who respond to lifestyle brands. The identity had to combine a subtle, contemporary aesthetic with a bold, impactful visual style, keeping financial credibility and cultural relevance in the same system.

What did Brand Appart deliver?

A comprehensive new visual identity system for Incard, combining a subtle, contemporary aesthetic with the bold visual style of a lifestyle brand. The team included a Creative Director, Art Director, Brand Designer, Product Designer (UI/UX), Web Designer, 3D & Motion Designer, 3D Artist and Project Manager.

Why give a finance product a lifestyle-brand aesthetic?

Because it aligns with the values of the clientele. Digital entrepreneurs build businesses that are themselves brands, and they expect their tools to meet that standard. The lifestyle register creates belonging; the contemporary subtlety underneath keeps the financial work feeling precise and trustworthy.

Was this a rebrand or a new brand?

A rebrand. Incard existed with a live product, and the engagement replaced its identity with a comprehensive new visual identity system. The CEO's response says the rest: outstanding work, and a team they consider an integral part of Incard going forward.

Credits

Creative Director
Art Director
Brand Designer
Product Designer (UI/UX)
3D & Motion Designer
Project Manager
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